TERMS & CONDITIONS
HDA Insurance Firm
Effective Date: May 2, 2026
1. Acceptance of Terms
By accessing or using our website and services, you agree to be bound by these Terms & Conditions.
2. Services Provided
HDA Insurance Firm provides:
Insurance consulting and brokerage services
Financial education and planning guidance
Access to insurance products through licensed carriers
We do not guarantee approval, coverage, or specific financial outcomes.
3. No Financial or Legal Advice Guarantee
All content and services are for informational purposes only and should not be considered legal, tax, or financial advice.
4. User Responsibilities
You agree to:
Provide accurate and complete information
Use our services lawfully
Not misuse or attempt to disrupt our systems
5. SMS/Text Messaging Terms (A2P Requirement)
By opting into SMS communications:
You agree to receive recurring messages from HDA Insurance Firm
Message frequency may vary
Message and data rates may apply
You can opt out anytime by replying:
STOP to unsubscribe
HELP for support
Consent is not a condition of purchase.
6. Intellectual Property
All website content, branding, and materials are the property of HDA Insurance Firm and may not be used without permission.
7. Limitation of Liability
HDA Insurance Firm is not liable for:
Any indirect or consequential damages
Decisions made based on information provided
Third-party services or providers
8. Third-Party Services
We may connect you with third-party providers. We are not responsible for their actions, policies, or outcomes.
9. Termination
We reserve the right to terminate or restrict access to our services at any time.
10. Governing Law
These Terms shall be governed by the laws of the State of Louisiana.
11. Changes to Terms
We may update these Terms at any time. Continued use of our services constitutes acceptance of the updated terms.
12. Changes to Terms
Questions about these Terms can be sent to:
HDA Insurance Firm
11616 Southfork Ave Ste 403
Baton Rouge, LA 70816
Email: [email protected]
Ph:225-614-9634
